Ecapitalloans.co

I was looking for a loan one night and next am I had a text message saying I was approved for $1500 I just need to give them my bank info. They already had all my other info bc I filled it out the night before on one of the loan websites. They say there from Dallas which id false no one speaks good english ect.. you canm the 888 number and they don't even say the name of the business plus they are the rudest.

Applied for loans online and got a call from them. Seemed fine at first they had my info etc but then they asked me for my bank login and security questions. I didn't even get to the part of being asked to mail back gift cards etc.
It may be a legit company but the "contract" they sent did not look legit/official and no one should EVER directly ask for a username/password let alone my security question answers.
Avoid

This is a scam, These people took my money, They are foreigners, They have a very heavy accent. Please do not give them your bank account information

I was contacted stating that I was approved for a loan. They need for me to confirm that my account was act ya deserve the deposited a 2hundrad and some dollar check. Well they went on to tell me a couple days later that they were gonna deposit one more check and then my loan would be in my account..... wrong.... my band closed my account because they checks that were deposited were fraudulent. Now I don’t know what I’m going to do. Can someone please help me?

September 2020, as the pinch of the pandemic was beginning to hurt, I went online and applied to several personal loan outfits. On the 30th I received a call from the company called ECAPITOLLOANS in Texas. The guy said they could make the of 1,200 dollars and spread the payments out over time so I could comfortably repay this loan. So I said ok let's do it. From there I was transferred to another guy who said to get on a computer and to give him my email address so he could send me the loan docs, so I did. I received the initial docs, all looking very official with stamps and watermarks, etc. All while the guy was still on the phone with me. At this point he asked for my direct deposit info, which I gave him on the phone. At this point I was getting a little leary, because I had already given this info to the places I had applied. He said he needed it to verify that I was the applicant and to "link" their system with my bank account. Again, I said whoa, you're gonna link my account with yours? He said how else can they make a direct deposit? So we continued with this and as a gesture to me to show his good intentions he wanted to do a "test deposit" to verify that I was the account holder. He deposited 700 into my account, which I saw through on line banking and to verify I had access to this account, I had to send him the money back right away. To do this I had to buy gift cards at target. At this point I said no, no, no I want no parts of this. At first, he wanted to use western union and said no way, not gonna happen. So that's how he got me to go to target. I get 2 gift cards. Very specific gift cards and the only way this would work was if I could get the gift cards and give him the numbers within 7 minutes 33 seconds or the system would time out and I would not get the loan. So I got the cards, have him the numbers well within the alleged timeout period and he said, oh no I didn't do it fast enough and was going to take the money out of my account which I had already done buying the gift cards. No, wait, you'll see and he offered to deposit 800 so my account was already in the red for taking two 700 dollar payments out. At this point, we were still on my phone and he deposited 800 in my account this covered another round of gift cards. I gave him the numbers again and after transferring me to branch manager I was told again, that I did not do it fast enough and the system timed out, locking up the money. They said to get another round of gift cards and for my help they would pay me 500 dollars in addition to my loan of 1200. I went back into the store to buy the gift cards and it didn't work. The money was gone. The guy on the phone acted as if he was totally shocked. He asked me, well, where is the money? Where are the gift cards? I told him that I couldn't buy them because the account was empty and or locked. He said I had better get it straightened out because their money was locked in my account. I drove to the bank at 4:55 and they were closed. The guy on the phone said we would have to finish this tomorrow. The next day I went to my bank and they said you got scammed. They closed my accounts and asked when I could pay them back the money.