Global Receivables Solutions appears in official corporate and collection-agency records, but a matching name does not authenticate an incoming payment demand. A consumer should compare the caller’s full legal name, address, creditor, and account details with written validation information before paying. The CFPB explains that this information helps identify the debt and provides a route for disputing it.
Florida’s Division of Corporations lists two entries with this exact company name, document numbers F04000007150 and P15000035421, both shown as inactive. Those entries should be distinguished rather than combined into one identity. Corporate filing status is also different from the validity of a particular debt, the authority of a caller, or current collection licensing in another state.
Global Receivables Solutions records and identification
Global Receivables Solutions Inc also appears in Colorado’s list of non-active collection agencies whose licenses ended before October 31, 2020. The entry gives license number 992314 and an end date of December 31, 2018. That dated entry establishes a specific licensing record, not a present nationwide authorization or a finding about an individual consumer’s payment demand.
Colorado’s document marks that license with status C, which its explanatory page defines as canceled. The same explanation distinguishes cancellation from revocation and notes that cancellation can follow a change in ownership. Read the status within that framework. It should not be presented as a regulator’s finding that the company committed fraud or that every claimed balance is invalid.
For a demand using the Global Receivables Solutions name, request the creditor and collector details in writing and compare them with the notice received. The CFPB says validation information generally identifies the collector, creditor, account, current balance, and dispute deadline. A caller’s familiarity with personal details is not a substitute for those documents or independent confirmation of the account.
Global Receivables Solutions debt validation and disputes
A Global Receivables Solutions notice should be assessed for the same required validation details as another covered consumer collection notice. The CFPB says these generally arrive in the initial communication or within five days. Preserve the notice and envelope or electronic message, because dates and delivery records can matter when deciding how to respond within the stated validation period.
If the balance is wrong, already paid, or not owed, send a written dispute within the validation period instead of relying only on a telephone disagreement. CFPB guidance describes thirty days after receiving validation information. A timely written dispute requires the collector to pause collection of the disputed amount until it responds with verification, subject to the applicable rules.
| Check on the notice | Why it matters |
|---|---|
| Exact collector name and address | Identifies the party requesting payment |
| Creditor and account details | Connects the demand to a particular obligation |
| Itemized balance | Shows payments, fees, interest, and credits |
| Dispute deadline | Helps preserve validation-period rights |
Collection conduct and pressure tactics
The FTC explains that covered collectors cannot threaten arrest or use deceptive statements to obtain payment. They also face limits on inconvenient contact and harassment. These are standards for evaluating conduct, not allegations about this named business. Retain the exact words of a threat and the date, time, and sending number if the conversation appears to cross those limits.
A payment demand should not require disclosure of bank credentials during an unexpected call. Obtain the written account details first and contact the original creditor through an established statement or official channel to check the collection relationship. The collection-agency guide and phone-checking guide explain related identity checks without treating the displayed telephone number as proof of who is calling.
What to do if money was sent
For a payment sent to an impersonator, notify the bank, card issuer, or payment app immediately and ask about reversal or reimbursement. FTC guidance recommends explaining the deception to the provider. If PayPal handled the transaction, use its official account tools. Keep the payee details, because the business name spoken by a caller may differ from the actual recipient.
For a payment to a collector that is disputed for another reason, preserve the receipt, validation request, and response. Explain whether the problem concerns the debt amount, mistaken identity, unauthorized withdrawal, or misleading collection conduct. The CFPB complaint portal accepts debt-collection complaints, and a precise account of the issue gives the company a clearer opportunity to respond with supporting records.
Where to report a questionable demand
Suspected debt impersonation or deceptive collection can also be reported at ReportFraud.ftc.gov. Include the notice, caller details, and any payment instructions, while keeping a separate file of dispute correspondence. The reporting guide explains evidence preparation. The recovery warning signs help assess a later promise to erase debt or return money in exchange for another payment to a stranger.
Questions and answers
Does a corporate listing prove the caller is genuine?
A corporate entry establishes a filing under a name, not the identity of a particular caller. Compare the written notice, collector address, creditor, and account details. Independently check the collection relationship before accepting payment instructions from an unsolicited call.
What does the Colorado license record show?
The Colorado document lists license 992314 for Global Receivables Solutions Inc, with a December 31, 2018 end date and canceled status. The document concerns non-active licenses ending before October 31, 2020, rather than current nationwide licensing.
Does canceled status mean the regulator found fraud?
The Colorado document distinguishes cancellation from revocation and explains that cancellation can follow ownership changes. A canceled license entry should not be described as a fraud finding. Check any actual order separately before attributing misconduct to a company.
Which details help identify a claimed balance?
The CFPB says validation information generally includes the collector, creditor, account information, itemized current balance, and dispute instructions. Compare those details with personal records and preserve the notice before deciding whether to pay or dispute the amount.
How should an incorrect debt be disputed?
CFPB guidance describes a thirty-day validation period for a written dispute. Explain whether the debt is not owed, already paid, or incorrectly calculated. Retain proof of sending and any response, and check the deadline stated on the notice.
Where can collection conduct be reported?
The CFPB accepts debt-collection complaints, while the FTC accepts reports of suspected deception. Supply the notices, dates, communications, and payment records. Describe the specific conduct and actual recipient instead of relying only on the name used by a caller.
Sources
- Florida corporate name search · Florida Division of Corporations
- Non-Active Collection Agencies before October 31, 2020 · Colorado Attorney General
- Debt collector validation information · Consumer Financial Protection Bureau
- Disputing a debt already paid or not owed · Consumer Financial Protection Bureau
- Debt Collection FAQs · Federal Trade Commission
- Submit a complaint · Consumer Financial Protection Bureau
- What To Do if You Were Scammed · Federal Trade Commission