Loan Scams

877 reports / 5 comments
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Unresolved

I got scammed

  • by: Trustno1
  • #40612
  • Oct 12, 2017
  • Monetary Loss: $900
I got a call I was approved for a loan that I applied for $6000 but I had to send 3months installments up front because my credit score was not the great which I sent $540 then turned around and sent another $300 then came up with something else asking for $500 more that's when I asked for a refund only to hear it takes about 25 to 30 days to get my money back and I had to pay the fees to send them the money this company Scammed me knowing my situation at hand please be aware of this company I pray I'm able to retrieve my money back. God has a way of taking care of people that do the devil's work believe that.
Names reported:
Pamela Brown, Rebecca Moore
Web/emails reported:
www.capitalfseverices.com
Phones reported:
888-429-1599
Identity Theft Risk:
 HIGH RISK  Click here for the explanation.
Unresolved

I have been scammed by Martin Jackson (clamming to be Advance Cash America)

  • by: jamesrollin83
  • #40607
  • Oct 12, 2017
  • Monetary Loss: $900
I searched online for loans that would not do a credit check as I'm closing on a new home in a few weeks, I received a phone call from what appeared to be Advance America. A well-known lender. I called the number listed on the text, stating that I was approved for $4000-$5000, "Martin" from "Advance America" contacted me he had a thick foreign accent, as did his supervisor "Scott". I was told that the money (5000 dollars) would be transferred to a money gram location near me, but first I had to go to Walmart, and PURCHASE $150 in Apple iTunes gift cards to verify I am able to make the $150 monthly payments on October 12 midnight. Then I was ask to purchase more iTunes cards in the amount of 750 dollars, these guys were very convincing and kept reassuring me that as soon as I got this money in iTunes cards to them id has the 5000 dollar loan, unfortunately I fell for it and now lost 900 dollars. I told "martin" I don't have any more money to give you, that's why I need a loan!" I could barely understand these guys. After I had given them the first two gift cards they said if I could come up with $390 more, and my loan for 5900 dollars would be ready for pick up at MoneyGram. that's when I just ended the call, I searched online, "Cash Advance America scams", and found all these complaints about these terrible people pretending to work for a reputable company, Advance America. These people must be stopped!! A lot of the complaints are from last year (2016), it's now October of 2017. Why aren't these guys caught & put behind bars? If there is anything I can do to help catch these lying, scammers, please let me know.
Names reported:
Martin Jackson
Web/emails reported:
[email protected]
Phones reported:
210-338-9046
Identity Theft Risk:
 HIGH RISK  Click here for the explanation.
Unresolved

FRAUD

  • by: curtiz
  • #40555
  • Oct 12, 2017
  • Monetary Loss: $4,000
I applied for a Loan they said I had to pay fee which I did he told me this was first and final fee...That was a lie because I didn't receive a loan they came back and asked for more fees...which I paid. .than no loan came than they came back requesting more fees....I paid no loan came! This was the end so I cancelled loan and they threathened my life telling me I would be DEAD in 5 days...I have asked for my money back many many times only to be ignored...Can anyone suggest anything I have contacted ACTION FRAUD AND FEDERAL TRADE COMMISSION.
Names reported:
Curtiz Morgan
Identity Theft Risk:
 HIGH RISK  Click here for the explanation.
Unresolved

I have been scammed by "cashnetusa"

  • by: paypaybates99
  • #40512
  • Oct 11, 2017
  • Monetary Loss: $0
I have been scammed. he told me he was with cash net USA and I was approved for a loan and then asked for my social and then hung up. I called cash net USA and they said I was denied for a loan.
Names reported:
Chris Williams
Identity Theft Risk:
 HIGH RISK  Click here for the explanation.
Unresolved

I have been scammed by David Michale

  • by: clydeseguisr2
  • #40503
  • Oct 11, 2017
  • Monetary Loss: $850
Seen a message about loans !!applied for one they n found out being I wanted a large sum I needed a fee and kept wanting more and more than realize I should not have to be giving money to receive a loan !!
Names reported:
David Michale
Phones reported:
876-589-3894, 650-557-4824
Identity Theft Risk:
 HIGH RISK  Click here for the explanation.
Unresolved

Cash net loan scam

  • by: Kellysue2944
  • #40486
  • Oct 11, 2017
  • Monetary Loss: $0
I thought I had researched this well enough. I thought they were legit. I should have known when they asked me to wire the money back to them there was something wrong. Now my account that I've had for over 40 years is overdrawn like close to $8,000 which is what the loan amount was supposed to be. They were telling me that the monies were being sent to me too pay for insurance on the loan which from my past Loan Servicing made sense to me. But it's been years since I worked in banking and I was made a fool I did open myself up by giving them passwords not understanding what I had done. Now I need help to pay back or somehow resolve this fraud and I don't have the money. The money was going to go for repairs to my car and four new tires which would cost me about a $1000.00. I also have some medical bills with the hospital to finish paying off from my gastric bypass surgery . I was behind on my rent and I was hoping to use some of it toward catching up with my landlord before the end of the year to be paid up to date. I was also planning to pay for my years car insurance and pay the remainder of this premium off. The remainder was of the money in the CD so that when I could have skin removal surgery. I could have the money on hand because I known my insurance wouldn't cover it all. I had gastric bypass surgery 10 and a half months ago and I have quite a bit of loose skin that I need to get removed but I also know that insurance companies don't cover it so I was looking for a way to start preparing ahead of time. Can you guide me or help me so that I can repay the funds to the credit union to prevent legal action against me I have talked to him about making payments but they said if I don't pay it off in a certain amount of time they're going to take legal action. I really want to pay them back cuz this is my idiocy in trusting someone but I really don't want to have legal action taken against me. I'm trying to get back on my feet after filing bankruptcy in 2016.
Names reported:
Jennifer, Sean Sheldon Elwin
Web/emails reported:
[email protected]
Phones reported:
779-400-0961, 779-400-0890
Identity Theft Risk:
 HIGH RISK  Click here for the explanation.

Comments:

rain oceans

Jun 02, 2017 4:13 PM

Help me?

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May 27, 2017 8:07 AM

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Rose

Oct 08, 2016 8:49 PM

Someone called my mother today and gave her an 800 number claiming to be from Duke Energy (our power company)saying her payment method is faulty and they haven't received the last 2 months so they have to cut her power, asking her for the last two amounts we've payed, the last 4 of the social and asking for a western union payment. I called Duke and it's a lie, there's no two months owed and no shut off order, just a scammer targeting seniors. Don't believe it if it happens to you, she did have our name and address, the number she gave us is: (800) 553-8208 Claims to be someone named Alicia Parra

antonio

Sep 22, 2016 11:15 AM

I've got one better! Hello, I do apologize for the misfortune on your behalf, but do not worry, you are able to scam them back. I have just obtained $982.00 in free money. Everything that was mentioned in the complaints was exactly the same process I had to go through. However I knew it was a scam right away because they would send the money to be in your available balance which technically does not belong to you. So what they do is they send you a wired transfer, which the bank, out of mercy, will allow you to get a small amount until the account can be verified, giving you a small available balance. In my case that was $100. I was told to take that money and buy an itunes gift card to "verify" a transaction using their accounts. Now I asked myself, "No that can not be right." So I asked my girlfriend to do some scam researches and she stumbled across this page, fortunately enough, to back up my suspicions. What they do is send you money that is on hold, or pending, until verified, have you purchase a card with the $100 available or whatever your case is so as soon as you spend it you will be negative $100 in your account. But it will not show up as negative until the agent/rep pulls the initial transaction out. Meaning you never had the funds to begin with, but thinking you did becase it shows as an avilable balance, spend the $100 which makes it like an overdraft. This will in most cases result in the actual amount spent plus fees. Now what I did was I went and bought an itunes card for $15 and put the remaining $85 on an American Express loadable card. I told them that the lady at the store charged me the entire $100 on just a $15 itunes card. So I sent them a pic of the verification code and the receipt of the purchased items, with a simple adjustment (I took a Q-tip, wet it lightly, and erased the second item that was listed on the receipt, so it looked like $100 was spent on only one item). I took a picture of the recipt and showed him proof that i was "ripped off." So he asked me to go back and talk to the manager, which "i did" (my girlfriend is a great actor, which i now question her actual satisfaction in bed, lol just kidding). My girl and I staged a fake arguement between myself and her, the "manager", with the whole "the customer is always right" scenario and it worked. They believed I was ripped off so they asked me to just take the $882 still pending in my account, and once it posted fully to my account, send it back tomorrow for a $2500 loan, when the loan was initially only $1000. So all in all, what they intended to do was put money in my account temporarily, have me buy a gift card worth $100 that they take the money off of, then withdraw the entire loan amount that was pending before it could actually post to my account. But they didn't anticipate my $15 itunes card idea, so they didn't get the whole $100 profit they normally get. That, combined with my charade about getting ripped off where I bought the gift card at, made them decide to go ahead and let the remaining $882 post to my account, thinking that I would send it back to them tomorrow in the hopes of a $2500 loan. Funny how things work right? So they let the transaction go through, and now I have their money and they can not do anything about it. I closed out my bank account after pulling all the money out. I have to say, I'm not a scam artist but after I read a lot of the complaints I felt bad and wanted to do something about it. So there you go! I'm sure if enough people read this, they will stop eventually. And believe me it was no risk. You just have to wait until the funds are in your actual balance, not just your available balance. That is the most important part. BUT WAIT, ALSO REMEMBER THIS: THE MORAL OF THE STORY IS TAKE ME OFF THE FUCKING CALL LIST LIKE I ASKED TO BEGIN WITH.... NOT ALL OF US ARE IGNORANT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! GOOD LUCK.

Rick Snyder

May 19, 2016 12:48 AM

Bait them. I trick scammers into giving me their mule bank accounts then I report them and get the bank accounts killed.

Kathie Lussier

May 19, 2016 12:35 AM

Regarding Speedy Cash. . . .I too was contacted by a Joanna Wilson stating I had been approved for a $5000 loan. This happened two days AFTER I had been scammed by Richard Hurley. I became suspicious with this call and went to the Speedy Cash website. This is a legitimate loan company but the telephone number was different from the one I had received from Joanna Wilson. I called the 800 number and spoke with a very nice woman who assured me this Joanna Wilson was a fraud. I forwarded the loan papers that I had received to the real Speedy Cash and they told me they would never have used this type of format and more importantly they were not even licensed to give out loans in my state! As desperate as I am for a loan, I will never fall victim to one of these scams again. If it sounds too good to be true it is. A reputable loan company will NEVER ask for money up front.