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Puppy scams: Check Sellers Before Paying a Deposit

Spot puppy scams involving fake pet listings, advance deposits, and invented shipping fees, and learn how to check sellers and report a loss.

On this page
  1. How puppy scams use photos and deposits
  2. Shipping demands in puppy scams
  3. Checking the pet and the seller
  4. Reporting a listing and preserving records
  5. Recovering a puppy scam payment

Online puppy scams use appealing photos and urgent sales stories to obtain money for an animal the buyer never receives. The FTC warns about fake pet advertisements that demand payment upfront. Before sending a deposit, check the seller and arrange to see the actual animal. A photograph and a friendly conversation cannot establish that delivery will happen.

A low price can make a buyer focus on reserving the animal before checking the offer. The FTC describes supposed purebred puppies advertised cheaply with pressure to act fast. Michigan’s attorney general also warns about additional charges after payment. Consider the complete transaction, including the seller, the specific puppy, and the proposed way of paying.

How puppy scams use photos and deposits

Photos deserve a separate check because the same image can be used in unrelated advertisements. Michigan’s attorney general recommends an image search and checking a seller’s email address and testimonial text. Look for inconsistent identities and repeated claims. Treat matching pictures as insufficient evidence of ownership, but conflicting uses can expose reasons to stop paying.

Puppy scams often depend on a buyer paying before meeting the seller or seeing the animal. Michigan advises against buying sight unseen and recommends visiting the breeder and puppy where possible. Ask for a practical opportunity to inspect the animal. A refusal followed by a demand for an immediate deposit is reason to pause the purchase.

StageWarning to examine
AdvertisementUnusually cheap puppy and pressure to act.
DepositPayment demanded before seeing the animal.
DeliveryNew crate, insurance, or shipping fees.

Shipping demands in puppy scams

A demand for shipping money can arrive after the supposed purchase price has already been sent. Michigan’s consumer alert describes extra charges for special crates, insurance, transport, and health-related issues. Evaluate each charge independently. The fact that earlier money has been paid does not make a new invoice valid or require another transfer to the sender.

Puppy scams can turn an invented transport emergency into pressure for another payment. Do not let a threatened delay substitute for checking whether a real seller and animal exist. Ask for documentation and verify any named business through independently obtained contact details. Keep the original advertisement and each subsequent demand together to identify how the account changed.

Checking the pet and the seller

Check claims about registration directly with the organization named by the seller, as Michigan’s attorney general recommends. A certificate image supplied in the same conversation should not be the only evidence. Research the breed’s ordinary price and health issues before committing. This helps separate verifiable details about the animal from reassuring language written to secure a payment.

The FTC suggests considering a local rescue or animal shelter when choosing a pet. Looking locally can create an opportunity to meet an animal and ask questions before paying. For classified listings, the Craigslist scam checks explain why advance payments and verification-code demands deserve scrutiny, even when a correspondent claims the process is simply routine administration.

Reporting a listing and preserving records

After a suspected loss, preserve the seller’s name, advertisement URL, email address, messages, receipts, and any shipping claims. Report the listing through the platform where it appeared. A report should describe the promised animal and each requested fee separately. The reporting guide helps organize this evidence before contacting public agencies and the company that handled payment.

Report puppy scams at ReportFraud.ftc.gov, identifying the advertised animal, seller profile, and each payment requested. The deposit, purchase balance, and supposed shipping charge should be listed individually. The payment scam overview places these demands alongside other advance-payment approaches, while the original payment provider should separately receive the transaction records needed to consider recovery of money already sent.

Recovering a puppy scam payment

Ask the payment provider immediately about recovering a puppy deposit or transport fee obtained by deception, as FTC guidance recommends. Explain the advertised breed, expected delivery, and receiving account. If a later demand claimed the animal needed a special crate or other urgent shipping payment, preserve that message too so the provider understands how the loss developed.

A fake pet-delivery tracking page may expose more than the animal’s supposed shipment status. If credentials were entered there, change the affected password through the genuine service and replace reused passwords. FTC guidance directs identity-misuse concerns to IdentityTheft.gov. Record whether the page also collected financial or identity details when describing the incident to the relevant account provider.

A stranger offering to recover a puppy deposit may claim to know the breeder or transport business and demand another fee. The FTC warns about paid recovery promises aimed at previous victims. Preserve that contact and ask the original payment provider about the deposit. The recovery scam warning signs explain why a new refund guarantee should not trigger payment.

Companies and numbers checked in this category

Questions and answers

Can a puppy photo prove that the seller owns the animal?

A photo alone does not establish ownership or delivery. Michigan’s attorney general recommends reverse image searches to see whether puppy photos appear elsewhere. It also advises visiting the breeder and animal where possible rather than purchasing sight unseen.

Are additional crate fees a warning sign?

Michigan’s puppy scam alert describes demands for special crates, shipping, insurance, and health-related charges after a purchase payment. Check the seller, animal, and named transport company independently before sending more money in response to a claimed delivery problem.

How should registration claims be checked?

Michigan’s attorney general recommends contacting the organization named in a registration claim to confirm it. Do not rely only on an image of paperwork supplied by the seller. Independently checking the issuer helps assess the specific claim before paying.

Is a local shelter an alternative to an online seller?

The FTC recommends considering local rescues and animal shelters when choosing a pet. This can provide a practical opportunity to meet an animal and ask questions. Check the organization and its adoption process directly before making any payment.

What if a puppy buyer already paid a demanded shipping or crate fee?

Contact the payment provider quickly and explain the puppy purchase and additional delivery demand. FTC advice recommends requesting reversal after suspected deception. Keep the animal listing, transport messages, and receipts, including the sequence of crate or insurance charges described by the seller.

What should a puppy buyer do after using a suspicious seller login link?

Change any password entered through the link at the genuine account service and replace reused passwords. FTC phishing guidance recommends independent contact routes. Retain the puppy advertisement and seller's message so the report connects the credential request with the proposed pet purchase.

What if a supposed breeder misuses a buyer's personal information?

Use IdentityTheft.gov for FTC steps suited to the information affected. Preserve the puppy application and any identity requests from the seller. Also document payment demands and the animal listing, since identity recovery and asking the bank to reverse a pet payment require different evidence.

Should a puppy buyer pay someone who guarantees recovery of a lost deposit?

FTC recovery warnings describe advance-fee offers aimed at people who already lost money. A stranger citing a missing puppy deposit may be using that pressure. Ask the original payment company about returning the deposit, and preserve any later request to pay for guaranteed recovery.

Sources

  1. Getting a pet? Avoid scams · Federal Trade Commission
  2. Puppy Scams · Michigan Attorney General
  3. What To Do if You Were Scammed · Federal Trade Commission
  4. How To Recognize and Avoid Phishing Scams · Federal Trade Commission
  5. Refund and Recovery Scams · Federal Trade Commission